Plan Cost Breakdown

At Lewis & Clark, we strive to provide employees with high-quality, comprehensive medical and dental coverage at the lowest possible cost. Each year, we carefully reevaluate our benefits plans to ensure they remain affordable while still offering excellent coverage. Our goal is to maintain competitive premium rates while supporting the health and well-being of our employees and their families.

Sharing the Cost: Employee vs. Employer Premiums

Our employer contributions cover a significant portion of the cost, reducing the amount employees pay out-of-pocket. Below is a breakdown of the current employee and employer premium contributions for medical and dental plans.

Spousal/Domestic Partner Surcharge:

If your spouse or domestic partner is eligible for medical coverage through their employer and chooses to enroll in Lewis & Clark’s medical benefits, a monthly surcharge of $50.00 will be deducted from your paycheck.

• • If your spouse or domestic partner is not eligible for medical coverage through an employer, no monthly surcharge will apply when they enroll in Lewis & Clark’s medical benefits.
  • To waive the spousal/domestic partner surcharge, you must complete the Spouse/Domestic Partner Surcharge Affidavit.

Domestic Partner Coverage:

Medical and dental coverage for domestic partners is deducted post-tax. Employees will be responsible for taxes on the additional amount Lewis & Clark College contributes towards the coverage for a domestic partner and their covered children.

Waiver Incentive:

Employees who waive medical coverage will receive a $50 monthly stipend.