Student Health Insurance
Online Waiver for Students Starting Spring 2026 Now Available
With a few exceptions (see details below), all undergraduate and law students are automatically enrolled in the student health insurance plan each fall and spring semester. Click on this link if you are an undergraduate or law student enrolling for the first time during Spring Semester 2026, with other comparable health insurance coverage, and you wish to waive enrollment in the student health insurance plan for Spring 2026. New students who do not complete a waiver before February 3, 2026 will be enrolled in and charged for student health insurance.
How will I know if my waiver was received?
After you complete the online waiver, you will receive a confirmation email that your waiver was submitted. You will know when your waiver has been approved because the charge for student health insurance will be removed from your student account. Please watch for an email declining the waiver and follow the instructions, if applicable. Please allow up to 1 week for the charge to be removed. If you received the confirmation email over 1 week ago but don’t see the charge removed from your account, please contact Student Account Services.
Students enrolled in the Graduate School of Education & Counseling (GSEC) are NOT automatically enrolled in the student health insurance plan, so do not need to complete this waiver.
Trouble completing the waiver? Please contact Student Accounts at accountservices@lclark.edu. If you receive an error message that there is no LC account associated with your ID number, please wait and try again after a week has passed.
All degree-seeking and visiting undergraduate and law students are required to carry medical
insurance coverage comparable to that offered through the school’s Student Health Insurance
Plan. Unless specifically waived with proof of coverage with another plan, students will
automatically be covered under the Student Health Insurance Plan, and the premiums charged
to their student account with the school for the fall and spring semesters (summer coverage is
included with spring semester coverage). This requirement also applies to students participating in Lewis & Clark Overseas and Off-Campus Programs, both international and domestic.
Any student who wishes to waive coverage MUST complete a waiver annually providing
proof of current insurance coverage. Students have just one opportunity at the start of each academic year to complete their online waiver and decline coverage for the academic year. Coverage may be waived online at
Waive.PacificSource.com/LEWI before the waiver deadline of September 16, 2025. Your
request for waiver will be audited to ensure the coverage in place meets the schools
minimum coverage requirements.
Undergraduate and law students with an approved waiver will not be enrolled in or charged for student health insurance for that academic year (waivers must be completed and approved annually).
*Please note that Oregon and Washington Medicaid participants generally qualify to waive enrollment in the student health insurance program, but Medicaid participants from other states usually do NOT qualify to waive student health insurance. For individuals with Medicaid outside of Oregon or Washington, please click here for more information.
2025–26 Benefits, Costs, and Effective Dates for Undergraduate & Law Students
The PacificSource provider network includes thousands in-network practitioners and facilities in Idaho, Montana, and Oregon. Outside of these three states, PacificSource Members can access in-network care through their collaboration with Aetna Signature Administrators (Aetna’s broad PPO network). For more info visit Find a doctor | PacificSource. You can use that website to find providers, facilities, clinics, and hospitals that are in-network in your area.
Specific questions about your coverage? Call PacificSource at 541-225-2741 or 855-274-9814.
Lewis & Clark does NOT enforce a health insurance requirement for students in the Graduate School for Education and Counseling (GSEC), though GSEC students are strongly encouraged to have health insurance. GSEC students may voluntarily enroll in the student health insurance program.
2025-26 Benefits, Costs, and Effective Dates for Graduate Students
There are two exceptions to the student health insurance requirements for undergraduate and law students:
1) Visiting students from Hoksuei Gakuen, Waseda, SACM, the Embassy of Kuwait, Rikkyo, or Konkuk will have health insurance coverage through their sponsoring organization so they will not be enrolled in the student health insurance. They do not need to complete a waiver.
2) Law students enrolled in the distance-learning LLM and MSL programs are the sole exception to this requirement. These students are not required to have health insurance, and are not allowed to enroll in the student health insurance program.
If you are an undergraduate or law student and are NOT enrolled in student health insurance, but have recently lost health insurance coverage, and wish to enroll in the student health insurance program, please contact Student Health Insurance by emailing stuhealthinsurance@lclark.edu or calling 503-768-7160.
If you are a GSEC student and are NOT enrolled in student health insurance, but have recently lost health insurance coverage, and you are thinking you might want to enroll in the student health insurance program, please contact PacificSource directly. Benefits, costs, and effective dates for the GSEC health insurance plan is available here.
Frequently Asked Questions
Please note that students who are graduating cannot extend their insurance beyond the end of the policy period. (For example, students who graduate in May cannot extend their coverage past August 14.)
PacificSource has a robust provider panel, both in Portland and nationally. To find out if a provider is in-network with PacificSource’s Navigator network, visit https://www.pacificsource.com/studenthealth/ and select ‘Find a Doctor’. This link will allow you to search a variety of providers and facilities.
Coverage for dependents of Lewis & Clark students is not available. Coverage is available through the insurance marketplace (see http://www.oregonhealthcare.gov).
More Information
- Specific questions about your coverage: call PacificSource at 541-225-2741 or 855-274-9814.
- Questions or concerns about particular claims; what is covered; conflicts/concerns with PacificSource; and issues with students getting into the waiver system: call Mike Pigou (503-417-9235) at USI Northwest.
- Questions about billing for the student health insurance program; to rescind a previously-approved waiver prior to the waiver deadline: email Jolie Allen at jallen@lclark.edu.
- Questions about appeals to waive coverage past the September 16, 2025 deadline or enrolling in coverage mid-year due to a qualifying life event: email stuhealthinsurance@lclark.edu.
- Questions or petitions regarding comparability of a student’s/family’s coverage and whether it meets our waiver criteria; continuation of a student’s coverage after they leave the college: email stuhealthinsurance@lclark.edu or call 503-768-8235.
email stuhealthinsurance@lclark.edu
voice 503-768-8235
fax 503-768-8223
Student Health Insurance
Lewis & Clark
615 S. Palatine Hill Road
Portland OR 97219